Terms of Service

Last Updated: January 11, 2026 | Effective Date: January 11, 2026

1. Acceptance of Terms

By downloading, installing, accessing, or using OKTap (the "App" or "Service"), you ("User", "you", or "your") agree to be bound by these Terms of Service ("Terms" or "Agreement"). If you do not agree to these Terms in their entirety, you must immediately cease use of the App and uninstall it from your device. These Terms constitute a legally binding agreement between you and Educacion Global, Inc., a Delaware corporation ("Company", "we", "us", or "our").

Age Requirement: You must be at least 13 years of age to use the App. If you are between 13 and 18 years old (or the age of majority in your jurisdiction), you represent and warrant that you have your parent or legal guardian's permission to use the App and that they have read and agreed to these Terms on your behalf.

Capacity and Authority: You represent and warrant that you have the legal capacity and authority to enter into this Agreement. If you are using the App on behalf of a business or organization, you represent and warrant that you have the authority to bind that entity to these Terms.

Acknowledgment: By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms, including all disclaimers, limitations of liability, and the dispute resolution provisions in Section 11.

2. Description of Service

OKTap is a professional-grade Near Field Communication (NFC) utility application for iOS and iPadOS that provides the following capabilities:

• NFC Operations: Read, write, clone, format, and diagnose NFC tags supporting standard NDEF formats including but not limited to URL, Text, vCard, Wi-Fi credentials, and JSON data structures
• Trust Mode: Cryptographic signing and verification of NFC tag payloads using device-level Secure Enclave hardware security
• Asset Management: Local tracking of physical equipment with usage logs, maintenance records, and check-out/check-in functionality
• Professional Utilities: Advanced tools including Copy, Clone, Diagnose, Repair, and Format functions for NFC infrastructure management
• Local-First Architecture: All data processing, cryptographic operations, and storage occur entirely on your device without external server dependencies
• Data Export: Export functionality for history logs, asset data, and cryptographic public keys in industry-standard formats (CSV)

3. License Grant

3.1 Limited License

Subject to your compliance with these Terms, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on compatible iOS devices that you own or control, solely for your personal or internal business purposes in accordance with these Terms and all applicable laws.

3.2 License Restrictions

You may NOT:

• Copy, modify, adapt, translate, or create derivative works of the App (except as permitted by open source components)
• Reverse engineer, decompile, disassemble, or attempt to derive source code from compiled portions of the App
• Rent, lease, lend, sell, sublicense, redistribute, or transfer the App to any third party
• Remove, alter, or obscure any proprietary notices (copyright, trademark, etc.) in the App
• Use the App to develop competing NFC utility applications
• Circumvent any technical limitations, security measures, or access controls in the App
• Use the App in any manner that violates applicable laws or regulations

3.3 Open Source Components

The App may incorporate open source software components licensed under separate terms (e.g., MIT License, Apache 2.0). Such components are governed by their respective licenses. A complete list of open source components and their licenses is available in the App's source code repository on GitHub. To the extent there is a conflict between these Terms and an open source license, the open source license shall govern with respect to that specific component only.

3.4 Acknowledgment of Tool Nature

You acknowledge and agree that OKTap is a professional tool, similar to network administration software, system utilities, or developer tools. Like any powerful tool, it can be used properly or improperly. Company provides the tool; you are solely responsible for how you use it. Just as a hammer manufacturer is not liable for how someone uses a hammer, Company is not liable for your use or misuse of the App.

4. Acceptable Use

3.1 Permitted Use

You may use OKTap for:

• Professional asset tracking and equipment management
• Systems integration and smart building deployment
• Security auditing and provenance verification
• Personal automation and digital identity management
• Any lawful purpose consistent with NFC technology standards

3.2 Prohibited Use

You may NOT use OKTap to:

• Access, modify, clone, or interfere with NFC tags, devices, or systems without explicit written authorization from the legal owner or operator
• Tamper with, circumvent, or attempt to defeat payment systems, contactless payment cards, transit fare cards, or electronic access control systems
• Clone, duplicate, copy, or replicate NFC-enabled credit cards, debit cards, identification documents, passports, access badges, or other protected credentials
• Violate any applicable federal, state, local, or international laws, regulations, industry standards, or third-party rights including privacy, intellectual property, or contractual obligations
• Distribute, write, or propagate malware, viruses, phishing content, fraudulent information, defamatory content, or other harmful material via NFC tags
• Circumvent, disable, defeat, or interfere with security measures, encryption, digital rights management (DRM), copy protection, or access controls on any NFC devices or systems
• Impersonate others, create fraudulent digital identities, engage in identity theft, fraud, or misrepresentation
• Interfere with critical infrastructure, emergency systems, medical devices, safety equipment, transportation systems, or utility networks
• Engage in any activity that could damage, disable, overburden, impair, or compromise the App, Apple's systems, or interfere with other users' access
• Use the App for any unlawful, unethical, malicious, harassing, threatening, or abusive purpose
• Attempt to gain unauthorized access to any computer systems, networks, or data through NFC manipulation
• Violate the Computer Fraud and Abuse Act (18 U.S.C. § 1030) or similar laws in any jurisdiction
• Use the App in any manner that could expose Company to criminal or civil liability

3.3 Compliance with Laws

You are solely responsible for ensuring your use of OKTap complies with all applicable laws, regulations, and industry standards in your jurisdiction, including but not limited to:

• Computer Crime Laws: Computer Fraud and Abuse Act (18 U.S.C. § 1030), state computer crime statutes, unauthorized access laws
• Data Protection Laws: GDPR (EU), CCPA (California), state privacy laws, data breach notification laws
• Electronic Communications: FCC regulations, telecommunications laws, wireless communication standards
• Payment Security: Payment Card Industry Data Security Standards (PCI DSS) if handling payment data
• Export Controls: U.S. export regulations regarding cryptographic software (EAR, ITAR)
• Industry-Specific: HIPAA (healthcare), FERPA (education), financial services regulations, or other sector-specific laws
• Intellectual Property: Copyright, trademark, patent, and trade secret laws
• Consumer Protection: FTC regulations, state consumer protection laws, unfair business practices statutes

You bear all legal risks and consequences of non-compliance. Company does not provide legal advice and is not responsible for your regulatory compliance or legal violations.

5. Data & Privacy

4.1 Local-First Architecture

OKTap is built with a local-first architecture. All NFC operations, cryptographic signing, asset management, and history logs remain entirely on your device. We do not operate servers that collect, store, or process your data.

4.2 Data Not Collected

OKTap does NOT collect, transmit, or analyze:

• Personal information or user identities
• NFC tag content or payloads
• Asset tracking data or equipment logs
• Cryptographic keys or signatures
• Usage analytics or telemetry
• Location data or device identifiers

5.3 Secure Enclave and Key Management

When using Trust Mode cryptographic features, key pairs are generated and stored in your device's Secure Enclave hardware security module. Private keys never leave the Secure Enclave and cannot be extracted, backed up via iCloud, or transferred to other devices. IMPORTANT: If you lose your device, erase your device, or your device is damaged beyond repair, you will permanently lose access to private keys stored in that device's Secure Enclave, and you will be unable to sign new tags with those keys or verify the provenance of previously signed infrastructure. Company is not responsible for key loss and cannot recover lost keys.

5.4 Data Backup and User Responsibility

You are solely responsible for maintaining backups of critical data including but not limited to:

• Asset tracking data and maintenance logs
• Operation history and audit logs
• Custom templates and configuration data
• Public keys (which can be exported for backup)
• Documentation of signed NFC infrastructure deployments

Company strongly recommends regular use of the App's export functionality to maintain external backups of your data. Company is not responsible for data loss due to device failure, iOS updates, App deletion, or any other cause.

5.5 iCloud Sync (Future Feature)

If you enable optional iCloud sync in future versions, only non-sensitive metadata (public keys, template definitions, asset names) may be synchronized to your personal iCloud account governed by Apple's iCloud Terms of Service and Privacy Policy. This feature is user-initiated and can be disabled at any time. Private keys, NFC tag payloads, and sensitive operational data are never synchronized to iCloud or any cloud service.

6. Intellectual Property

6.1 Company Ownership

OKTap, including all software code, algorithms, user interface design, documentation, branding, trademarks, and other intellectual property, is and remains the exclusive property of Educacion Global, Inc. and its licensors. These Terms grant you only a limited license to use the App as specified in Section 3; they do not convey any ownership rights or transfer of intellectual property.

6.2 Trademarks

"OKTap," the OKTap logo, and other Company marks, logos, and service names are trademarks or registered trademarks of Educacion Global, Inc. (collectively, the "Marks"). You are not granted any right or license to use the Marks without Company's prior written consent. Any unauthorized use of the Marks is strictly prohibited and may violate trademark laws.

6.3 Open Source License

Portions of OKTap's source code are made available on GitHub under the MIT License or other permissive open source licenses. You may view, modify, and distribute such code subject to the terms of the applicable open source license(s). However, the following are NOT included in the open source license:

• The "OKTap" name, logo, branding, and trademarks
• App Store listing content, marketing materials, and promotional assets
• Proprietary algorithms or features specifically marked as non-open-source
• Third-party components governed by separate licenses

If you create derivative works based on open source components, you must not use Company's trademarks or imply Company endorsement without permission.

6.4 User-Generated Content

You retain all intellectual property rights to content you create using OKTap, including NFC tag payloads, asset data, custom templates, and cryptographic signatures. By using the App, you grant Company no rights, licenses, or claims to your content. All user-generated content remains under your exclusive ownership and control.

6.5 Feedback and Suggestions

If you provide Company with feedback, suggestions, or ideas regarding the App ("Feedback"), you grant Company a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such Feedback into the App or other products without compensation or attribution. You represent that you have the right to provide such Feedback and that it does not violate any third-party rights.

7. Warranty Disclaimer

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Merchantability: That the App is suitable for commercial use or any particular purpose
• Fitness for a Particular Purpose: That the App will meet your specific requirements or use cases
• Non-Infringement: That the App does not infringe third-party intellectual property rights
• Error-Free Operation: That the App will operate without interruption, errors, bugs, or defects
• Security: That the App is completely secure or immune from hacking, malware, or unauthorized access
• Data Accuracy: That data written to or read from NFC tags will be accurate or preserved indefinitely
• Hardware Compatibility: That the App will function perfectly on all NFC-capable devices or with all tag types
• Future Compatibility: That the App will remain compatible with future iOS versions or hardware

Specific Disclaimers:

• NFC Write Success: Company does not guarantee that NFC write operations will succeed on all tag types, especially tags that are damaged, write-protected, incompatible, or of insufficient capacity.
• Cryptographic Compatibility: Company does not warrant that cryptographic signatures will remain compatible with future iOS versions, third-party NFC readers, or other verification systems.
• Asset Tracking Reliability: Company does not guarantee that asset tracking data will be preserved in all circumstances, including device failures, iOS updates, or App deletions.
• Third-Party Services: The App may interoperate with third-party NFC tags, hardware, or software over which Company has no control. Company is not responsible for the performance, compatibility, or security of third-party products.
• Hardware Requirements: NFC functionality requires compatible hardware (iPhone 7 or later with NFC capability). Older or non-compliant devices may experience reduced functionality, performance issues, or complete incompatibility.

Data Loss: While OKTap is designed with data integrity in mind, Company is not responsible for any data loss, corruption, or unavailability caused by device failure, hardware malfunction, iOS updates, user error, third-party interference, natural disasters, or any other cause. YOU ARE SOLELY RESPONSIBLE FOR MAINTAINING BACKUPS OF CRITICAL DATA.

Professional Use: If you use OKTap for professional, commercial, or mission-critical infrastructure deployment, you acknowledge that you are responsible for conducting your own testing, validation, quality assurance, and risk assessment. Company recommends maintaining redundancy, backups, and contingency plans for critical systems.

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. You may have other rights which vary by jurisdiction.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EDUCACION GLOBAL, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SHAREHOLDERS, AFFILIATES, SUBSIDIARIES, PARTNERS, LICENSORS, OR SUPPLIERS ("COMPANY PARTIES") BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO:

• Indirect, Incidental, Special, Consequential, Exemplary, or Punitive Damages of any kind
• Loss of Profits, Revenue, Income, Business, or Business Opportunities
• Loss, Corruption, or Destruction of Data, Content, or Information
• Loss of Goodwill, Reputation, or Customer Relationships
• Business Interruption, System Downtime, or Operational Delays
• Cost of Procurement of Substitute Goods, Services, or Technology
• Physical Damage to NFC Tags, Equipment, Devices, or Infrastructure
• Unauthorized Access to, Modification of, Theft of, or Loss of NFC Systems, Data, or Infrastructure
• Security Breaches, Data Breaches, or Cyberattacks resulting from any cause including user error, misconfiguration, or inadequate security practices
• Failures, Malfunctions, or Incompatibilities of third-party hardware, software, services, NFC tags, or systems
• Regulatory Fines, Penalties, Legal Fees, or Compliance Violations
• Third-Party Claims, Lawsuits, or Legal Actions arising from your use of the App
• Personal Injury, Property Damage, or Death arising from use of the App
• Any Damages Arising from Criminal Activity, Fraud, or Illegal Conduct by you or third parties
• Loss or Compromise of Cryptographic Keys including Secure Enclave key loss due to device damage, loss, or erasure

The above limitations apply regardless of the theory of liability, whether based on breach of contract, breach of warranty, tort (including negligence, gross negligence, strict liability), product liability, statutory duty, or any other legal or equitable theory, and regardless of whether Company was advised, knew, or should have known of the possibility of such damages.

Aggregate Liability Cap: IN NO EVENT SHALL COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU OR ANY THIRD PARTY FOR ALL CLAIMS, DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING FROM OR RELATED TO THESE TERMS, THE APP, OR YOUR USE OF THE APP EXCEED THE GREATER OF: (a) THE TOTAL AMOUNT YOU PAID TO COMPANY FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (b) FIFTY US DOLLARS ($50.00). THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION IN THE AGGREGATE, INCLUDING BUT NOT LIMITED TO BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND OTHER TORTS.

Professional and Commercial Use - Additional Acknowledgments: If you use OKTap for professional infrastructure deployment, commercial operations, or business-critical systems, you acknowledge, understand, and expressly agree that:

• You are a sophisticated user with technical expertise and professional knowledge of NFC systems
• You are solely responsible for conducting adequate testing, validation, quality assurance, and security audits before production deployment
• You are solely responsible for implementing appropriate redundancy, failover systems, backup systems, and disaster recovery plans
• You are solely responsible for ensuring compliance with all applicable laws, regulations, industry standards, and contractual obligations
• You are solely responsible for obtaining adequate insurance coverage for your operations, including errors & omissions and cyber liability insurance
• Company provides NO warranties, guarantees, or representations regarding suitability for professional or commercial use
• Company is NOT liable for any business losses, operational failures, service interruptions, third-party claims, or consequential damages of any kind
• You assume ALL risks associated with professional or commercial deployment of NFC infrastructure
• You will NOT hold Company responsible for any professional liability, malpractice, or service delivery failures

No Support Obligation: Company has no obligation to provide technical support, maintenance, updates, bug fixes, or assistance of any kind. Any support provided is at Company's sole discretion and may be discontinued at any time.

Essential Purpose: You expressly acknowledge and agree that the limitations of liability in this Section 8 are fundamental, essential elements of the basis of the bargain between you and Company. Company would not provide the App or enter into this Agreement without these limitations. These limitations will apply even if any limited remedy fails of its essential purpose.

Jurisdictional Variations: Some jurisdictions do not allow the limitation or exclusion of liability for incidental, consequential, or certain other damages. In such jurisdictions, Company's liability is limited to the maximum extent permitted by applicable law. If you are a consumer in the European Union, nothing in these Terms affects your statutory rights as a consumer.

9. Indemnification

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE TO INDEMNIFY, DEFEND (AT COMPANY'S OPTION), AND HOLD HARMLESS EDUCACION GLOBAL, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SHAREHOLDERS, AFFILIATES, SUBSIDIARIES, PARTNERS, LICENSORS, SUPPLIERS, AND ANY THIRD-PARTY SERVICE PROVIDERS (COLLECTIVELY, THE "INDEMNIFIED PARTIES") FROM AND AGAINST ANY AND ALL CLAIMS, ACTIONS, DEMANDS, LIABILITIES, LOSSES, DAMAGES, JUDGMENTS, SETTLEMENTS, COSTS, EXPENSES, OR FEES (INCLUDING REASONABLE ATTORNEYS' FEES, EXPERT FEES, AND COURT COSTS) ARISING FROM, RELATED TO, OR IN CONNECTION WITH:

• Your use, misuse, or inability to use the App
• Your violation of these Terms or any applicable laws, regulations, or third-party rights
• Your unauthorized access to, modification of, cloning of, or interference with any NFC tags, devices, systems, or infrastructure
• Any content, data, or information you write to, store on, or transmit via NFC tags using the App
• Your deployment, operation, or maintenance of signed NFC infrastructure
• Any third-party claims, complaints, demands, or legal actions arising from your use of the App
• Your breach of any representations, warranties, or covenants in these Terms
• Your violation of any intellectual property rights, privacy rights, or other rights of third parties
• Your negligence, gross negligence, willful misconduct, or illegal conduct
• Any damage, injury, loss, or harm caused to any person or property as a result of your use of the App
• Your failure to comply with data protection, cybersecurity, or other regulatory requirements
• Any security breaches, data breaches, or unauthorized access resulting from your use of the App
• Your violation of the Computer Fraud and Abuse Act or similar laws
• Any claims by your employees, contractors, agents, or customers related to your use of the App

This indemnification obligation is in addition to, and not in lieu of, any other indemnities in these Terms or as provided by law. This indemnification obligation survives termination of these Terms and your use of the App indefinitely.

Defense and Settlement: Company reserves the right, at its own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you. In such case, you agree to cooperate with Company's defense of such claim and will not settle any claim without Company's prior written consent. You may not settle any claim in a manner that imposes any obligation or liability on Company without Company's prior written approval.

Notice Requirement: You agree to promptly notify Company in writing of any claim or potential claim subject to this indemnification within ten (10) days of becoming aware of such claim. Failure to provide prompt notice may reduce or eliminate your indemnification obligations to the extent Company is prejudiced by such delay.

10. Termination

10.1 Termination by You

You may terminate these Terms at any time by ceasing all use of the App and uninstalling it from all your devices. All data stored locally on your device will be deleted upon App removal.

10.2 Termination by Company

Company may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Violation of applicable laws or regulations
• Fraudulent, abusive, or malicious use of the App
• Threat to the security or integrity of the App or other users
• Discontinuation of the App or specific features

10.3 Effect of Termination

Upon termination:

• Your license to use the App immediately terminates
• You must cease all use of the App and delete it from all devices
• Sections 6 (Intellectual Property), 7 (Warranty Disclaimer), 8 (Limitation of Liability), 9 (Indemnification), 11 (Governing Law), and 14 (Privacy Policy) survive termination indefinitely
• Company is not liable for any loss of data, content, or access resulting from termination
• All payment obligations (if any) incurred prior to termination remain due and payable
• You remain liable for any breaches that occurred prior to termination

10.4 No Refunds

ALL PURCHASES ARE FINAL AND NON-REFUNDABLE, except where prohibited by applicable law or as required by Apple's App Store policies. Company does not provide refunds for any reason, including but not limited to dissatisfaction with the App, failure to use the App, incompatibility with your device, or changes to the Terms.

11. Governing Law & Dispute Resolution

11.1 Governing Law

These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles.

11.2 Jurisdiction and Venue

You agree that any legal action or proceeding arising out of or related to these Terms or the App shall be brought exclusively in the federal or state courts located in Delaware, and you irrevocably consent to the personal jurisdiction and venue of such courts.

11.3 Dispute Resolution

Informal Resolution: Before filing any formal legal action, you agree to first contact Company at contact us to attempt to resolve the dispute informally. Company will attempt to resolve the dispute through good faith negotiations for a period of thirty (30) days.

11.4 Arbitration Agreement (Optional - For Maximum Protection)

PLEASE READ THIS CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, controversy, or claim arising out of or relating to these Terms, the App, or your use of the App (including any disputes about the validity, enforceability, or scope of this arbitration agreement) shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules, rather than in court. The arbitration will be conducted in Delaware, United States, or remotely via videoconference.

Arbitration Rules: (1) One arbitrator will be selected by mutual agreement or through AAA procedures, (2) The arbitrator's decision is final and binding, (3) The arbitrator may award the same damages and relief as a court, (4) Each party bears its own attorneys' fees unless the arbitrator awards them to the prevailing party, (5) Discovery is limited to avoid unnecessary expense.

Exceptions: Either party may bring an action in court for: (1) Injunctive or equitable relief, (2) Intellectual property disputes, (3) Small claims court actions (if within that court's jurisdiction).

11.5 Class Action Waiver

YOU AND COMPANY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, OR PARTICIPANT IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH PARTIES EXPRESSLY AGREE OTHERWISE IN WRITING, THE ARBITRATOR OR COURT MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. THE ARBITRATOR OR COURT MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, OR DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY'S INDIVIDUAL CLAIM(S).

IF THIS CLASS ACTION WAIVER IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THE ARBITRATION AGREEMENT SHALL BE NULL AND VOID, AND DISPUTES WILL BE RESOLVED IN COURT SUBJECT TO THE EXCLUSIVE JURISDICTION AND VENUE PROVISIONS IN SECTION 11.2.

11.6 Time Limitation on Claims

REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, YOU AGREE THAT ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THESE TERMS, THE APP, OR YOUR USE OF THE APP MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE, OR IT SHALL BE PERMANENTLY BARRED AND TIME-BARRED. This limitation period applies to all legal theories and causes of action, whether based in contract, tort, statute, equity, or otherwise.

11.7 Jury Trial Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AND COMPANY HEREBY WAIVE ANY RIGHT TO A JURY TRIAL IN CONNECTION WITH ANY ACTION OR LITIGATION ARISING OUT OF OR RELATED TO THESE TERMS OR THE APP. This waiver applies to all claims and disputes, whether based in contract, tort, statute, or any other legal theory.

12. Changes to Terms

Company reserves the right to modify, update, or replace these Terms at any time at its sole discretion. Changes will become effective upon posting of the updated Terms at this URL or within the App. Material changes will be communicated through one or more of the following methods:

• App Store update release notes
• In-app notification or alert (if technically feasible)
• Email notification to registered users (if applicable)
• Prominent notice on this webpage

Your continued use of the App after the effective date of updated Terms constitutes your acceptance of those changes. If you do not agree to the modified Terms, you must immediately cease using the App and uninstall it from all devices.

Review Responsibility: It is your responsibility to periodically review these Terms for updates. The "Last Updated" date at the top of this document indicates when the Terms were most recently revised.

Company will maintain a changelog of significant Terms updates in the App's GitHub repository for transparency.

13. Contact Information

For questions, support, technical assistance, or concerns about these Terms, you may contact Company at:

Educacion Global, Inc.

Email: Contact via email
Legal Inquiries: Legal email
Privacy Inquiries: Privacy email

GitHub Repository: github.com/educacion-global-Inc/OKTap
Website: nfc.ok.gold

Company will make reasonable efforts to respond to inquiries within five (5) business days. For urgent security issues, please use the subject line "SECURITY" in your email.

14. Privacy Policy

14.1 Data Collection: None

Educacion Global, Inc. does not collect, store, transmit, process, or analyze any personal information or user data through OKTap. The App operates entirely on-device with a local-first architecture. There are no Company-operated servers that receive, store, or process user data.

14.2 What We Don't Collect

OKTap does NOT collect or have access to:

• Personal Identifiers: No names, emails, phone numbers, or user IDs
• Usage Data: No analytics, telemetry, or behavioral tracking
• NFC Content: Tag payloads remain entirely on your device
• Asset Data: Equipment logs and tracking data stay local
• Cryptographic Material: Keys never leave your Secure Enclave
• Location Data: No GPS or location tracking
• Device Information: No device IDs or hardware fingerprinting

10.3 Apple Data

OKTap may use standard Apple services (App Store, TestFlight) which are governed by Apple's Privacy Policy. We do not receive personally identifiable information from these services.

10.4 Third-Party Services

OKTap does not integrate any third-party analytics, advertising, or tracking services. The App has zero external dependencies for data collection.

10.5 Data Storage

All data generated by OKTap is stored locally on your device using:

• Secure Enclave: For cryptographic private keys (cannot be extracted)
• Keychain: For secure local storage of sensitive data
• App Sandbox: For history logs, asset data, and templates

10.6 Data Export

You have complete control over your data. You can export:

• History logs (CSV)
• Asset data (CSV)
• Public keys (Hex format)
• vCard contacts (standard vCard format)

10.7 Data Deletion

To delete all OKTap data, simply delete the App from your device. All local data will be removed. Secure Enclave keys are automatically destroyed when the App is deleted and cannot be recovered.

10.8 Children's Privacy

OKTap is not directed at children under 13. We do not knowingly collect data from children. The App is designed for professional and technical use cases.

10.9 International Users

OKTap's local-first architecture means your data never crosses borders. All processing occurs on your device in your physical location. We do not operate servers in any jurisdiction.

10.10 Privacy Rights

Because we collect no data, there is no data to access, modify, or delete from our systems. You have complete sovereignty over all data generated by the App on your device.

10.11 Security

OKTap employs industry-standard security practices:

• Secure Enclave for cryptographic operations
• Keychain for sensitive local data storage
• Biometric authentication (FaceID/TouchID) for Trust Mode
• No network transmission of sensitive data
• Regular security audits and updates

10.12 Changes to Privacy Policy

We will notify users of any material changes to our privacy practices. Given our local-first architecture, we do not anticipate introducing data collection in the future.

14.13 Contact for Privacy Questions

For privacy-related inquiries, data protection questions, or GDPR/CCPA requests (note: no data is collected, so most requests are not applicable):

Educacion Global, Inc.
Privacy Officer
Email: Privacy contact
General Contact: General contact

14.14 Additional Legal Information

Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

No Waiver: Company's failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Assignment: You may not assign or transfer these Terms or your rights under them without Company's prior written consent. Company may assign these Terms without restriction.

Entire Agreement: These Terms, together with the Privacy Policy and any other legal notices published by Company in the App, constitute the entire agreement between you and Company regarding the App and supersede all prior agreements and understandings.

Export Control: You agree to comply with all applicable export control laws and regulations. The App uses cryptographic technology that may be subject to export restrictions under U.S. law.

U.S. Government Rights: If you are a U.S. government entity or using the App on behalf of the U.S. government, the App is provided as "Commercial Computer Software" and "Commercial Computer Software Documentation" as defined in FAR 12.212 and DFARS 227.7202. Use, duplication, or disclosure by the U.S. government is subject to the restrictions in these Terms.

Third-Party Beneficiaries: Apple and Apple's subsidiaries are third-party beneficiaries of this Agreement. Upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary.

Interpretation: Section headings are for convenience only and do not affect interpretation. "Including" means "including without limitation." References to "writing" or "written" include email. Any ambiguity in these Terms shall not be construed against the drafting party.

Survivability: All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to: ownership provisions, warranty disclaimers, indemnification, limitations of liability, and dispute resolution provisions.

Independent Contractors: The parties are independent contractors. These Terms do not create any partnership, joint venture, employment, or agency relationship between you and Company.

No Third-Party Rights: Except as expressly stated (e.g., Apple as third-party beneficiary), these Terms do not confer any rights or remedies upon any person other than the parties and their permitted successors and assigns.

Language: These Terms are drafted in English. Any translation is provided for convenience only. In case of conflict between the English version and any translation, the English version shall prevail.

Electronic Communications: You consent to receive communications from Company electronically. You agree that all agreements, notices, disclosures, and other communications that Company provides to you electronically satisfy any legal requirement that such communications be in writing.

Publicity: Company may identify you as a user of the App in promotional materials, customer lists, and investor presentations, unless you opt-out by contacting us via email. Company will not disclose confidential information without your consent.

Modifications to App: Company reserves the right to modify, suspend, or discontinue the App (or any features) at any time without notice or liability. Company may impose limits on certain features or restrict access to parts or all of the App without notice.

Beta Features: The App may include beta, experimental, or pre-release features ("Beta Features"). Beta Features are provided "AS IS" with additional risks and may not work correctly. You use Beta Features at your own risk. Company may discontinue Beta Features at any time without notice.

No Legal or Professional Advice: THE APP DOES NOT PROVIDE LEGAL, REGULATORY, COMPLIANCE, SECURITY, OR PROFESSIONAL ADVICE. Company is not a law firm, security consultancy, or professional services provider. You should consult with qualified professionals regarding legal compliance, security audits, and professional deployments. Any information in documentation or communications is for informational purposes only and does not constitute professional advice.

Regulatory Compliance Disclaimer: Company makes no representations regarding compliance with any specific regulations, including but not limited to: PCI DSS, HIPAA, GDPR, CCPA, SOC 2, ISO 27001, or any other regulatory frameworks. You are solely responsible for determining whether the App is suitable for your regulated use case and for implementing necessary controls and safeguards.

Critical Systems Disclaimer: THE APP IS NOT DESIGNED, MANUFACTURED, OR INTENDED FOR USE IN HAZARDOUS ENVIRONMENTS, LIFE-CRITICAL APPLICATIONS, MEDICAL DEVICES, NUCLEAR FACILITIES, AIRCRAFT NAVIGATION, WEAPONS SYSTEMS, OR ANY APPLICATION WHERE FAILURE COULD LEAD TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR ENVIRONMENTAL DAMAGE. Use of the App in such contexts is strictly prohibited and at your sole risk.

Security Disclaimer: While Company implements security best practices, no system is completely secure. Company does not warrant that the App is immune from security vulnerabilities, hacking, malware, or unauthorized access. You are responsible for implementing appropriate security measures in your environment.

Disclaimer of Special Damages: UNDER NO CIRCUMSTANCES SHALL COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOST PROFITS, LOST DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE APP, HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Force Majeure: Company shall not be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, pandemic, internet failures, or government restrictions.

Apple Terms: This Agreement is between you and Educacion Global, Inc. only, not with Apple Inc. Apple is not responsible for the App or its content. Apple has no obligation to provide maintenance or support for the App. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price (if any); to the maximum extent permitted by law, Apple will have no other warranty obligation with respect to the App. Apple is not responsible for addressing any claims by you or third parties relating to the App or your use of the App.

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Last Updated: January 11, 2026
Effective Date: January 11, 2026
Version: 1.0.0

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